How the Application Process Works
At a Glance
The application journey at a glance:
Apply β Pay App + Admin Fees β Screening (1β3 days) β Approval β Sign Lease β Move-In
This guidebook walks you through each stage in detail along with everything you and your client need to know to qualify, get approved, and secure your commission.
Part 1: The Application
How the Application Works
Once your client is ready to apply here is how the process flows from start to finish.
- Client applies on the property's website or through a quote link the property sent them.
- They create a portal login and select their unit and preferred lease term.
- They fill out the application: full legal name, contact info, income and employment info, rental history, ID photo, and pet information.
- The property runs screening: credit check, criminal background, rental history verification, and income verification.
- Depending on the property the client may need to upload proof of income during the application or submit it separately after.
- The client pays the application fee and administration fee. Some properties also require the deposit at this stage.
A quote does not hold the unit. The unit is only taken off the market once the client completes the application and pays the app and admin fees.
Fees and Specials
- Standard fees: application fee, administration fee, and deposit.
- The deposit is sometimes due at application and sometimes at move-in. Always confirm with the property before your client applies.
- Some properties run specials where the app and admin fees are refunded at move-in. The client pays full price upfront and the difference comes back to them when they move in.
Part 2: Qualification Requirements
Red Flags to Catch Before Applying
Before your client submits an application screen for these to avoid a wasted application fee:
- Credit score under 550 or outstanding debt in collections
- Recent eviction or broken lease still on record
- Felony involving violence, sexual offense, arson, or recent drug distribution
- Restricted breed dog at properties that enforce breed rules
- Income below 3x the monthly market rent with no guarantor or co-signer
Credit Requirements
Most apartments require a minimum credit score of 550. A score above 600 is generally considered favorable.
Automatic Denial Triggers
The following will typically result in an automatic denial at most properties:
- Bankruptcy within the last 7 years
- Car repossessions
- Evictions
- Unpaid property debt or unpaid utility debt
Does Not Usually Lead to Automatic Denial
- Student loan debt, healthcare debt, or credit card debt. The client still has a reasonable chance of approval.
- No credit history at all. First-time renters are generally not denied. They may need a guarantor or a higher deposit but this is rarely a dealbreaker.
Low Credit Options
- If a client's score is below 550 some properties will still approve them with conditions β usually a higher deposit of up to one month's rent.
- If a client has outstanding debt from a broken lease or eviction the property may require that debt to be settled before approving. Even after settling the client may still face conditions like a higher deposit.
Background Check
Every apartment runs a criminal background check. Tolerance levels vary by property.
Generally Does Not Lead to Denial
- Nonviolent misdemeanors older than 5 years. For example a DUI from 7 years ago often still gets approved.
Automatic Denial Triggers
- Felonies involving violence
- Sexual offenses
- Arson
- Recent drug distribution charges
If a client has a specific situation on their background reach out to the property directly before they apply to confirm that property's policy.
Income Requirements
The standard income requirement is 3 times the monthly market rent. This can vary by property but 3x is the most common threshold. Always confirm with each property before your client applies.
Proof of Income
Properties accept different forms depending on the client's situation. Most commonly accepted:
- Last 3 pay stubs
- Bank statements
- Prior year tax returns
- Offer letter from an employer (accepted at some properties)
Income qualification is always based on market rent not net effective rent. Even if a client benefits from a special their income still needs to meet the 3x market rent threshold.
When the Client Does Not Meet Income Requirements
There are two options: a guarantor or a co-signer. A guarantor typically backs the lease without living in the unit and usually needs to earn 5x the monthly market rent. A co-signer shares lease liability and may live in the unit. Income requirements for a co-signer vary by property but are generally lower.
- Both the guarantor and co-signer pay an application fee and are listed on the application.
- If the client defaults on rent the property will contact the guarantor or co-signer.
Pets and ESAs
Pet Policy
- Most apartments have a two-pet limit.
- Common restricted breeds: Pitbulls, Dobermans, Rottweilers, Chows, Akitas, and wolf hybrids. Breeds that vary by property include German Shepherds, Huskies, and Boxers. Always confirm with the property.
- For exotic pets β lizard, bird, bunny β email multiple properties at once using BCC to check acceptance rather than calling each one individually.
Emotional Support Animals (ESAs)
- ESAs do not count toward the pet limit.
- ESA owners do not pay a pet deposit, pet fee, or monthly pet rent.
- ESA verification is now handled by third-party pet screening companies. The property sends the client a link to create an account and upload documentation. A signed note from a licensed mental health professional is typically required. Quick online-only registrations are generally no longer accepted.
You cannot legally recommend that a client register their pet as an ESA. If it comes up you can say: "Some apartments make accommodations for emotional support animals under fair housing. If you think you might qualify you would want to talk to a licensed mental health professional."
Referral Source on the Application
During the application the client is asked how they heard about the property. This is critical for you to get paid.
- Client must select Locator, Apartment Locator, Broker Service, or Locator Service.
- If the question is not in the application the client should email the property confirming you were the referral source and CC you.
- Always confirm with the client that they answered this question. Do not assume it was there or that they selected the right option.
- If the client listed the wrong source ask them to email the property to correct it and CC you.
Apartment Finder is NOT a locator service.
This is a common mistake that costs agents commission. Apartment Finder is a completely separate company. If your client selects it on the application Apartment Finder gets paid instead of you.
Part 3: After Approval
Approval Timeline
- Standard apartments: approval commonly takes 1 to 3 business days. Some properties approve same day. Some take up to a week.
- Affordable or smart housing: approval typically takes 1 to 2 weeks. The application goes through a city or county review process.
- Weekends and holidays generally do not count toward review time.
- If the client has not heard back after 5 business days they should follow up with the property directly.
After Approval
Once approved the client receives an email from the property and signs the lease electronically.
Some properties require the lease to be signed within 48 hours to one week of approval. If the client waits too long the unit may go back on the market.
Recommended steps after the client is approved:
- Congratulate the client and confirm they paid the app and admin fees.
- Collect from the client: rent amount, unit number, lease term, and move-in date. Ask the client directly since properties can be reluctant to share this information with locators outright.
- Email the property to confirm those details. Properties are more willing to confirm or correct information than to provide it unprompted. Include a guest card confirmation request in that same email.
- Go to the Relive app and submit your invoice with accurate details: client name, move-in date, unit number, lease term, and rent amount. Note whether the property pays commission on market rate or net effective rate as this changes your invoice amount. Attach a screenshot of the guest card.
- Follow up about one week after approval to confirm the client signed their lease.
- Make sure the client's email and phone number in the CRM are correct. Once the lease closes the CRM automatically forwards their contact info to Relive's partner concierge service. The concierge reaches out directly to help with movers, internet, renters insurance, and more at no cost to the client.
Part 4: Getting Paid
Securing Your Commission
There are only two things you need to do to guarantee your commission. Get both right and you are protected.
1. Send the guest card on time
The guest card should be sent when you send the list to your client. At the latest send it when the tour is scheduled. This is extremely important. The guest card is what proves to the property that you brought them the client.
- Confirm the property received it. Email addresses can change when management companies change so double-check you are sending to the right contact.
- Some properties pay the first locator who sent a guest card regardless of what the client selects on the application. Sending early protects you if another locator is also working with the client.
2. Make sure the client lists you as the referral source
During the application the client must select Locator, Apartment Locator, Broker Service, or Locator Service.
- After the client applies confirm they listed you and not something like Google or Apartment Finder.
- If they listed the wrong source ask them to email the property to correct it and CC you.
Following up with the property via email after a client applies is good practice even when everything looks fine. It builds rapport and creates a paper trail.
Invoicing and Getting Paid
Relive's finance manager handles the actual invoicing but accurate information from you is what keeps things moving.
What to Confirm Before Submitting
- Whether the property pays commission on market rate or net effective rate. If you are unsure use ChatGPT β provide the rent amount, lease term, and special and ask it to calculate the net effective rent.
- All application details: client name, move-in date, unit number, lease term, rent amount.
Invoice Status in the CRM
- Submitted: invoice has been sent
- Processing: Relive is in talks with the property to collect
- Property is paying: funds are on the way
- Paid: you have been paid out
- If details change after you submit add a note for the finance manager in the invoice record in the CRM.
- If a property is taking too long to pay you can follow up with them directly by phone, email, or in person.
- Payment timeline: 30 to 90-plus days after the client's lease begins, depending on the property.
For more information about invoicing check the dedicated Invoicing & Payments section in our knowledge base.
Move-In Dates and Availability
- Most apartments work on 60-day availability. You generally will not have exact pricing and availability beyond 60 days out.
- Some brand new properties hold units for 60 to 90 days. Confirm directly with the property.
- Pushing the move-in date out can increase rent at some properties. Always check pricing at different move-in dates on the property's website before sending it to a client.
- Seasonality matters: prices are lowest from November through February and highest from May through August.
- Specials often require move-in within 30 days. Clients looking to move 60-plus days out may not qualify for those specials.
Lease Term and Your Commission
Most properties only pay locators on leases of 12 months or longer. Confirm this before assuming you will be paid on a shorter term.
- If a client wants a shorter lease use seasonality to make the case for a 12-month term. A lease ending during the slower winter months usually means a better renewal rate for the client.
- If the client still chooses a shorter lease reach out to the property and ask to negotiate a commission. If you do not ask the answer is always no.
Building Relationships With Property Staff
There are likely hundreds of locators in your market. Having strong relationships with leasing staff puts you ahead.
- Good relationships give you access to last-minute tours, early notice on specials, and goodwill when something goes wrong β like a client who forgot to list you on the application.
- Be friendly, professional, and lead with kindness on every call, email, and in-person visit.
- Bring business cards to tours and leave them with the leasing office. Some agents have received inbound leads directly from property staff as a result.
- A small gesture after a big close β like dropping off a bottle of wine β goes a long way toward building a lasting relationship.
Common Client Questions
Quick answers to questions clients ask repeatedly. Use these as a daily reference.
Why did my rent go up when I changed my move-in date?
Pricing at most properties changes daily based on availability and demand. Pushing your move-in date even by a week or two can land you in a different pricing window. Always check pricing at different move-in dates on the property's website before locking it in.
Can I use my dog as an ESA?
Some apartments make accommodations for emotional support animals under fair housing. If you think you might qualify you would want to talk to a licensed mental health professional. ESA verification is now handled by third-party pet screening companies and typically requires a signed note from a licensed mental health professional.
Will my deposit be due at application or at move-in?
It depends on the property. Some require the deposit at application alongside the app and admin fees. Others collect it at move-in. Always confirm with the property before applying.
How long does approval take?
For standard apartments approval commonly takes 1 to 3 business days. Some properties approve same day and some take up to a week. Affordable or smart housing typically takes 1 to 2 weeks because of the additional review process. Weekends and holidays do not count toward review time.
My credit is below 550. Can I still get approved?
Some properties will still approve clients with credit below 550 but usually with conditions such as a higher deposit of up to one month's rent. If there is outstanding debt from a broken lease or eviction the property may require it to be settled first.
What if I don't make 3x the rent?
You have two options: a guarantor or a co-signer. A guarantor backs the lease without living in the unit and usually needs to earn 5x the monthly market rent. A co-signer shares lease liability and may live in the unit. Income requirements for a co-signer vary by property but are generally lower.
What proof of income will I need?
Most commonly your last 3 pay stubs, bank statements, or prior year tax returns. Some properties also accept an offer letter from a new employer. Requirements vary by property.
The application asked how I heard about the property. What should I pick?
Select Locator, Apartment Locator, Broker Service, or Locator Service. Do not select Apartment Finder. That is a separate company. If you do not see any of the locator options email the property letting them know your locator referred you and CC your locator on the email.
My lease was approved. When do I need to sign?
Some properties require the lease to be signed within 48 hours to one week of approval. If you wait too long the unit may go back on the market. Sign as soon as you are able.